Child Support Calculator for Ontario

Child Support Calculator for Ontario 

The Child Support Calculator for Ontario claims to ensure that children of divorced or separated parents get the same financial support they would have had if their parents were together. At a minimum level, it meets the child’s basic needs, such as food, clothes, and school expenditures. You must confirm the paternity before you apply for a parenting or support order. Furthermore, the court can compel anyone in a parental role to provide child support. You have to pay support even if you don’t have decision-making power and parenting time.

Ontario’s Child Support Guidelines

Government Child Support Guidelines help calculate the obligation of the payor. A judge can adjust it based on the parent’s capacity to pay and the child’s needs. If there is an agreement with another parent, there is no need to follow the guidelines. Once upon a time, when separated parents followed federal child support guidelines and never married, they, they used Ontario guidelines. Moreover, Ontario has made its guidelines that match the federal ones.

The following guidelines will allow you to calculate your child support. To get the calculation, enter the information in the calculator given above (Add Calculator tool).

Step 1: See Who Pays and Whose Income Matters

If none of the parents spend above 60% of parenting time, the parent with a higher income will provide child support. Otherwise, the one who spends less time will pay. In most cases, only the parent’s income who has less parenting time is included in the guideline calculation. If any of the following statements are correct, both partner’s incomes are included in the formula, and you can formulate child support in court or through written consent.

• None of the parents has over 60% of parenting time.
• There are extraordinary expenditures.
• A child is over 18
• Only one is a biological parent
• Either one claims undue hardships.

Note: Accurate parenting time calculation is important because it will affect the child support calculation process.

Determine Numbers of Eligible Children

You can get child support for children under 18 years or dependents crossing this limit who depend on you because of illness, disability, or other reasons such as enrollment in university.

Determine Annual Gross Income

In case both parent’s incomes are included in the calculation, you have to check their annual gross income. If the income of one parent matters, determine theirs. To determine this, look at line 1500 of the parent’s income tax return or Notice of Assessment from the Canada Revenue Agency. Both partners must submit to the court and the other parent with income proof such as pay stubs, and income tax returns. 

Find the Table That Applies to Your Case

To check parents’ basic obligations, you can follow the tables the government publishes or the Child Support Lookup tool (Add official tool here). This tool will access the right tables so there is no need to do maths. You can skip this step if you are using an online tool. If both parents are in Ontario, follow the Schedule 1 tables (Add Link) in Ontario’s support guidelines.

When one lives anywhere else in Canada, use the table where the payor lives. If either parent lives outside Canada,, you can use the Ontario table. Furthermore, in certain situations, other country’s laws may apply. 

Step 5: Determine Basic Obligation 

After determining the parent’s annual gross income, find their basic obligation. If you calculated only one parent’s gross income, find the basic obligation of that parent only. If you are using the online lookup tool, put a parent’s annual gross income, province, and number of eligible children you have together.  It will give you an idea of the amount the government expects to contribute monthly before making any adjustments. 

If you are using a table, look for the parent’s income in the first column. The third column will only apply if the parent’s income crosses the amount mentioned in the next column. For example, A parent with one child and an annual gross income of $18,500 will determine 1.7 % of $500 (Income they make over $18,000). Then they add their result ($8.50) to the basic amount in the second column to find the basic obligation. In this example, the result is $145.50.

Child Support Table For Ontario, Number of Children: One
Income ($)		Monthly Award ($)
From-To	Basic Amount	Plus (%)	Of Income Over
12,000 – 12999	0	4.1	12000
13000 – 13999	41	1.94	13000
14000 – 14999	60	1.92	14000
15000 – 15999	79	1.88	15000
16000 – 16999	98	1.96	16000
17000 -17999	118	1.92	17000
18000 – 18999	137	1.7	18000

Step 6: Compare Each Parent’s Basic Obligation

If either of the parents has above 60% parenting time, you just learned this step. Otherwise, subtract the lower basic obligation from the higher basic obligation. The parent who has a higher income will pay the difference. 

For instance:

A couple has three children; the male has an annual gross income of $27,000, while the female has $33,000. According to the table of three children, the male will pay $559, and the female will pay $680 for child support. They subtract the lower basic obligation from the higher basic obligation to calculate that the female will give the male $121 ($680-$55) for monthly child support.

Add Special or Extraordinary Expenses

Special or extraordinary expenses are costs the individual requesting support can’t manage. These include:

• Child care expenses
• Medical and dental insurance fees for children
• Extraordinary school expenditures
• University expenditures
• Extraordinary expenses for extracurriculars.

You can skip this step if you don’t want to request special expenses. Otherwise, you must prove that these special expenses are in their children’s best interest.  

FAQS

What does child support provide in Canada?

It covers a child’s daily needs such as a house, food, school expenses, clothes, and activities.

Is child support taxable in Ontario?

Parents who receive child support are not taxed on it,, and the payer parent can’t deduct child support from taxable income.

Conclusion

The child support calculator for Ontario ensures that children receive the same finances even after the separation of their parents. This payment covers basic needs, including food, clothes, and other activities. Calculate monthly child support by determining the parent’s gross income, basic obligation, and number of eligible children. Follow the details of each step mentioned above to calculate the child support.